Paul Schulte is a graduate of Harvard University and the founder of Schulte Research, focused on financial institutions and financial technology. He has spent 3 decades conducting research on financial services, products and institutions and has worked for all 3 branches of US government. In addition to ZIBS, he is currently a Senior fellow at The Singapore University of Social Sciences, Tufts University and a Visiting Scholar at The Hong Kong University of Science and Technology. He has authored hundreds of articles and written 5 books, including the recently published “AI and Quantum Computing for Finance and Insurance.” Since 1990 Paul has worked with leading investment banks from the US, UK, Japan, China & Switzerland and has taught graduate students and executives on 5 continents. He has been a source of expertise for the WSJ, NYT, Bloomberg, Nikkei, FT, Economist, Barron’s and Forbes and his clients include some of the largest sovereign, pension, mutual and hedge funds globally.