"Through the FTRI program, I got to know experts in different industries and developed a deep understanding of the history and structure of the FinTech industry. The courses deepened my understanding of the balance between business activities and regulatory measures, traditional markets, and international financial centers. Although the courses were taught online, this was a great experience! I studied the operating and management models of world-class and Micro, Small, and Medium Enterprises (MSMEs) via group discussions, self-paced learning modules after class, and especially the learning materials (videos and papers) offered by CCAF. Besides, I worked with different participants on interesting research projects. The FTRI program covers a wide range of knowledge, making up for my lack of understanding of the financial industry in countries and regions such as Northern Europe, Latin America, and Southeast Asia. It helped me build an international financial perspective across continents and develop a regulator's mindset."